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Side-by-side

Capital One VentureOne vs Chase Aeroplan Credit Card

Both are travel travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($755 more in estimated value) than the Capital One VentureOne's. Get the Chase Aeroplan Credit Card first; revisit the Capital One VentureOne after you've earned that bonus.

FeatureCapital One VentureOneChase Aeroplan Credit Card
Annual fee$0$95
Sign-up bonus20,000 miles75,000 bonus points
Bonus value (est.)$370$1,125
Min spend to unlock bonus$500 in 3 mo$4,000 in 3 mo
IssuerCapital OneChase
Card categorytraveltravel
Best earning category (Hotels_capital_one)5x1x
Transfer partnerscapital-oneaeroplan
Headline benefits
  • 1.25x everywhere
  • No annual fee
  • 15+ transfer partners
  • No foreign tx fees
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points

Editorial take: Capital One VentureOne

The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Common questions

Which card has the bigger sign-up bonus, Capital One VentureOne or Chase Aeroplan Credit Card?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 20,000 miles (~$370) on the Capital One VentureOne.
Is the Capital One VentureOne's $0 annual fee worth it compared to the Chase Aeroplan Credit Card?
The Capital One VentureOne has no annual fee, so the question is whether the Chase Aeroplan Credit Card's $95 fee is justified by its perks. If you'll use enough of the Chase Aeroplan Credit Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Capital One VentureOne.
Can I have both the Capital One VentureOne and Chase Aeroplan Credit Card?
Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One VentureOne or the Chase Aeroplan Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One VentureOne: $500 spend in 3 months. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.