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Side-by-side

Capital One VentureOne vs Capital One Venture X

Both are travel travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the Capital One Venture X from Capital One at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Capital One and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Capital One Venture X costs $395 more per year, only worth it if you'll actually use the upgraded perks.

FeatureCapital One VentureOneCapital One Venture X
Annual fee$0$395
Sign-up bonus20,000 miles75,000 miles
Bonus value (est.)$370$1,238
Min spend to unlock bonus$500 in 3 mo$4,000 in 3 mo
IssuerCapital OneCapital One
Card categorytraveltravel
Best earning category (Hotels_capital_one)5x10x
Transfer partnerscapital-onecapital-one
Headline benefits
  • 1.25x everywhere
  • No annual fee
  • 15+ transfer partners
  • No foreign tx fees
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Read the full review
Capital One Venture X
$395/yr · 75,000 miles

Editorial take: Capital One VentureOne

The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.

Editorial take: Capital One Venture X

The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

Common questions

Which card has the bigger sign-up bonus, Capital One VentureOne or Capital One Venture X?
The Capital One Venture X has the bigger bonus, 75,000 miles, worth roughly $1,238, versus 20,000 miles (~$370) on the Capital One VentureOne.
Is the Capital One VentureOne's $0 annual fee worth it compared to the Capital One Venture X?
The Capital One VentureOne has no annual fee, so the question is whether the Capital One Venture X's $395 fee is justified by its perks. If you'll use enough of the Capital One Venture X's benefits to clear $395 in value annually, it's worth it; otherwise stick with the Capital One VentureOne.
Can I have both the Capital One VentureOne and Capital One Venture X?
Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One VentureOne or the Capital One Venture X first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One VentureOne: $500 spend in 3 months. Capital One Venture X: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.