Capital One Venture Business vs Southwest Rapid Rewards Performance Business

Common questions

Which card has the bigger sign-up bonus, Capital One Venture Business or Southwest Rapid Rewards Performance Business?

The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus Up to 150,000 miles (~$2,775) on the Capital One Venture Business.

Is the Capital One Venture Business's $95 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?

At $95/yr, the Capital One Venture Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Performance Business's, pick the one whose perks you'll actually use.

Can I have both the Capital One Venture Business and Southwest Rapid Rewards Performance Business?

Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Capital One Venture Business or the Southwest Rapid Rewards Performance Business first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture Business: $30,000 spend in 6 months. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.