Verified May 2026

Capital One Venture Business

Name: Capital One Venture Business
Brand: Capital One

Capital One|Business

4.6/5

Annual Fee

$95

Sign-Up Bonus

100,000 miles

Bonus Value

$1,650

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Is this card worth it?

Annual fee

$95

Welcome offer

100,000 miles

Est. value

$1,650

Best for

Business

3 statement credits you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Earn 100,000 bonus miles when you spend $10,000 in the first 3 months from account opening.

Benefits and fees last verified Jul 2026against the issuer's published terms.

Our Take

Capital One rebranded Spark Miles for Business as Venture Business in April 2026. The current public offer is 100,000 miles after $10,000 in 3 months (the launch-window tiered up-to-150k offer has ended). Strong catch-all 2x earner with transferable points; the Capital One transfer chart (a transfer partner, Flying Blue, Turkish, Virgin Red) makes 2x meaningful.

Earning Rates

all

hotels capital one

rental cars capital one

At a glance

100K bonus miles ($10k spend in 3 months)
2x on everything
Transfers to 15+ partners
Global Entry credit

Important considerations

High spend to earn the bonus
You must spend $10,000 within 3 months to earn the welcome bonus, which can be a stretch for lighter spenders.

Based on this card's terms last verified Jul 2026.

Capital One Venture Business

Capital One

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (4)

spend-categories
Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
held-cards
Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
holdings
Which points balances are held? Without them we cannot say whether this card extends the transfer options already available or repeats them.
tracked-objectives
Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_HOLDINGS_EVIDENCE

We hold no balances or card list for you, so we cannot compare this card's programs against anything.

Reaches 21 programs from capital-one.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED

$95 annual feeIssuer check 2026-07-18

No publishable welcome offer (no-current-offer).

High spend to earn the bonus. You must spend $10,000 within 3 months to earn the welcome bonus, which can be a stretch for lighter spenders.

Computed 2026-08-24T07:14:35.505Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

2x
Earn unlimited 2X miles on every purchase for your business, with no blackout dates or restrictions (issuer page)
5x
lodging
Earn unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel (issuer page rewards module)
5x
lodging
Lifestyle Collection benefits on participating hotel bookings through Capital One Business Travel: $50 experience credit, room upgrades when available, and more, plus 5X miles on those stays (issuer page, footnote 7)

Statement credits

$50
Capital One Business Travel CreditYearly
$50 annual travel credit for bookings through Capital One Business Travel.
$50
Advertising / Software Statement CreditYearly
Up to $50 annual statement credit for purchases at qualifying advertising or software merchants.
$120
Global Entry/TSA PreCheckYearly
Up to $120 statement credit for Global Entry or TSA PreCheck, every 4 years.
$50
$50 annual travel credit for bookings through Capital One Business Travel (issuer page, footnote 2)
$50
Up to $50 annual statement credit for purchases at qualifying advertising or software merchants (issuer page, footnote 3)
$120
Up to $120 statement credit for the Global Entry or TSA PreCheck application fee, once every 4 years, when the fee is charged to the card (issuer page, footnote 4)

Perks & memberships

Elite statusHertz Five Star status for Venture Business cardholders: skip the counter at select locations and enjoy a wider selection of rental cars (issuer page, footnote 6)
No foreign feesNo foreign transaction fees on purchases made outside the United States (issuer page)

Travel & purchase protections

Extended warranty: free additional warranty and protection on eligible items purchased with the card (issuer page)

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

Chase Ink Business Cash

$0/yr · $1,000 bonus cash back

Chase Ink Business Unlimited

$0/yr · $1,000 bonus cash back

Blue Business Plus from Amex

$0/yr · 15,000 Membership Rewards points

Compare cards side by side Browse all cards

How we verified this card (3 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

Transfer Partners

Full guide →

Capital One Miles points transfer to these loyalty programs. Or start from your balance and see what a points balance can book:

Aeromexico Rewards

airline1:1

Air France/KLM Flying Blue

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

EVA Air Infinity MileageLands

airline4:3

Finnair Plus

airline1:1

Japan Airlines Mileage Bank

airline4:3

JetBlue TrueBlue

airline5:3

Qantas Frequent Flyer

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Singapore KrisFlyer

airline1:1

TAP Air Portugal Miles&Go

airline1:1

Turkish Miles&Smiles

airline1:1

Virgin Red

airline1:1

Preferred Hotels I Prefer

hotel1:2

Wyndham Rewards

hotel1:1

How to Earn the Bonus

Spend $10,000 in the first 3 months to earn the 100,000 miles bonus.

See the Current Offer

Earn 100,000 miles

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Related Cards

Blue Business Plus from Amex

15,000 Membership Rewards points · $0/yr

Chase Ink Business Preferred

100,000 points · $95/yr

Chase Ink Business Cash

$1,000 bonus cash back · $0/yr

Use this for a trip

Have a trip in mind?

Start a trip search to see how many points a specific award costs and how this card's welcome bonus and transfer partners help close the gap. Nothing is booked and no availability is checked.

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