Capital One Venture Business
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 75,000 miles after spending $7,500 on purchases in the first 3 months, plus an additional 75,000 miles after spending a total of $30,000 on purchases in the first 6 months.
Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (a transfer partner, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.
Earning Rates
At a glance
- Up to 150K bonus miles (tiered)
- 2x on everything
- Transfers to 15+ partners
- Global Entry credit
Earning rates
6- 2x
Earn unlimited 2x Capital One miles per dollar on every purchase, everywhere, with no limits or category restrictions (issuer)
- 10xlodging
Earn 10x miles per dollar on hotels booked through Capital One Business Travel (issuer page rewards module)
- 10xlodging
Earn 10x miles per dollar on rental cars booked through Capital One Business Travel (issuer page rewards module)
- 5xflights
Earn 5x miles per dollar on flights booked through Capital One Business Travel (issuer page rewards module)
- 5xtravel
Earn 5x miles per dollar on vacation rentals booked through Capital One Business Travel (issuer page rewards module)
- 5x
Earn 5x miles per dollar on Capital One Entertainment purchases (per Frequent Miler card details for Venture X Business)
Statement credits
7- $100Annual Statement CreditsYearly
$100 in annual statement credits
- $120Global Entry/TSA PreCheckYearly
Up to $120 statement credit for Global Entry or TSA PreCheck, every 4 years.
- $300$300 annual Capital One Business Travel credit, available starting your first year and resetting each account open-date anniversary; can be used in whole on a single purchase or split across multiple bookings on Capital One Business Travel for flights, hotels, or rental cars (issuer page footnote 2)
- $120Up to $120 statement credit toward the Global Entry or TSA PreCheck application fee, posted within 2 billing cycles when you charge the fee to your Venture X Business or Venture Business card; one credit every 4 years (issuer page footnote 3)
- $100Premier Collection benefits when booking participating luxury hotels through Capital One Business Travel: a $100 experience credit applied at checkout to qualifying charges, daily breakfast for two, complimentary Wi-Fi, plus room upgrades, early check-in, and late checkout when available (issuer page footnote 7)
- $100Premier Collection benefits on participating vacation rentals booked through Capital One Business Travel: $100 experience credit applied at booking on qualifying experiences (or via gift card at certain properties), complimentary Wi-Fi, plus early check-in and late checkout when available (issuer page footnote 7)
- $50Lifestyle Collection benefits on participating bookings through Capital One Business Travel: $50 hotel experience credit applied at checkout to qualifying charges, complimentary Wi-Fi, room upgrades, early check-in, and late checkout when available (issuer page footnote 7)
Perks & memberships
7- Redemption10,000 bonus Capital One miles every year starting on your first account anniversary, redeemable for at least 1 cent per mile toward travel for a minimum value of $100 (issuer + OMAAT review)
- Lounge accessPriority Pass Select membership for the primary cardholder after enrollment, with access to 1,300+ airport lounges worldwide and two complimentary guests per visit (OMAAT Venture X Business review; issuer page references 1,300+ lounges in the Priority Pass network)
- Elite statusHertz President's Circle elite status for eligible cardholders via the in-app Benefits tile, providing skip-the-counter service at select locations and a wider selection of rental cars; status is processed by Hertz 24 to 72 hours after enrollment and is subject to the offer terms (issuer page footnote 8)
- Payment flexibilityNo preset spending limit: the amount you can spend adapts over time based on spending behavior, payment history, credit profile, and other factors (issuer page footnote 6; OMAAT review confirms this is a card feature)
- No foreign feesNo foreign transaction fees on purchases made outside the United States (issuer page)
- Lounge accessFree additional employee cards and virtual cards so your team can make purchases and earn rewards on their transactions; note that employee cards do not include Priority Pass or Capital One Lounge access by default (issuer page; OMAAT review notes authorized-user lounge access costs $125 per user per year, up to four authorized users)
- Card networkVisa Infinite card network: the Venture X Business is issued by Capital One on the Visa Infinite tier (per Frequent Miler card details), which is the network tier used by Capital One for the Venture X family
Travel & purchase protections
4- Cell phone protection: included on the Venture X Business when you use the card to pay your monthly cell phone bill (per Frequent Miler card details for Venture X Business; refer to the Capital One Guide to Benefits for the exact per-claim limit, deductible, and annual cap)
- Trip insurance: trip cancellation and trip interruption coverage is included on the Venture X Business (per Frequent Miler card details for Venture X Business; refer to the Capital One Guide to Benefits for the exact per-traveler and per-trip limits and the list of covered reasons)
- Primary auto rental collision damage waiver when you charge the entire rental to your Venture X Business and decline the rental company's collision damage waiver (per Frequent Miler card details for Venture X Business; refer to the Capital One Guide to Benefits for the exact reimbursement cap, eligible vehicle classes, and country exclusions)
- Redeem Capital One miles for 1 cent per mile toward travel purchases by booking through Capital One Business Travel, or by using the Cover Travel Purchases option to reimburse eligible travel charges made on the card within 90 days of purchase (issuer page footnote 10; OMAAT review)
More benefits & fine print (3)ShowHide
- Complimentary access to Capital One Business Travel, an all-in-one business travel management solution included with the card for booking and managing employee travel (issuer page)
- Eligible cardholders may be matched with a dedicated Capital One Relationship Manager who can guide card selection and help maximize rewards on business spend (issuer page)
- Named 2026 Business Card of the Year by The Points Guy, recognized for its mix of simple rewards and premium perks (per the Capital One Venture X Business issuer page)
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
Transfer Partners
Full guide →Capital One Miles points transfer to these loyalty programs:
How to Earn the Bonus
Spend $10,000 in the first 3 months to earn the 100,000 miles bonus.
See the Current Offer
Earn 100,000 miles
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
