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Capital One Platinum Secured Mastercard vs Disney Premier Visa Card

Both are well-respected travel cards. The Capital One Platinum Secured Mastercard comes from Capital One at $0/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureCapital One Platinum Secured MastercardDisney Premier Visa Card
Annual fee$0$49
Sign-up bonusNot advertised$200 Disney Gift Card eGift upon approval + $100 statement credit
Bonus value (est.)-$200
Min spend to unlock bonus-$500 in 3 mo
IssuerCapital OneChase
Card categorysecuredtravel
Best earning category (All_purchases)0x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Capital One Platinum Secured Mastercard
      $0/yr ·
      Read the full review
      Disney Premier Visa Card
      $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit

      Editorial take: Capital One Platinum Secured Mastercard

      Editorial take: Disney Premier Visa Card

      Common questions

      Which card has the bigger sign-up bonus, Capital One Platinum Secured Mastercard or Disney Premier Visa Card?
      The Disney Premier Visa Card has a public bonus ($200 Disney Gift Card eGift upon approval + $100 statement credit, worth roughly $200), while the Capital One Platinum Secured Mastercard doesn't advertise one right now.
      Is the Capital One Platinum Secured Mastercard's $0 annual fee worth it compared to the Disney Premier Visa Card?
      The Capital One Platinum Secured Mastercard has no annual fee, so the question is whether the Disney Premier Visa Card's $49 fee is justified by its perks. If you'll use enough of the Disney Premier Visa Card's benefits to clear $49 in value annually, it's worth it; otherwise stick with the Capital One Platinum Secured Mastercard.
      Can I have both the Capital One Platinum Secured Mastercard and Disney Premier Visa Card?
      Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Capital One Platinum Secured Mastercard or the Disney Premier Visa Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Platinum Secured Mastercard: no published min spend. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.