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Norwegian Cruise Line World Mastercard vs Marriott Bonvoy Boundless
Both are well-respected travel cards. The Norwegian Cruise Line World Mastercard comes from Bank of America at $0/yr; the Marriott Bonvoy Boundless from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($730 more in estimated value) than the Norwegian Cruise Line World Mastercard's. Get the Marriott Bonvoy Boundless first; revisit the Norwegian Cruise Line World Mastercard after you've earned that bonus.
| Feature | Norwegian Cruise Line World Mastercard | Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 25,000 WorldPoints | 4 Free Night Awards |
| Bonus value (est.) | $250 | $980 |
| Min spend to unlock bonus | $1,000 in 3 mo | $3,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | travel | hotel |
| Best earning category (Norwegian_cruise_line_purchases) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Norwegian Cruise Line World Mastercard
$0/yr · 25,000 WorldPoints
Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
Common questions
- Which card has the bigger sign-up bonus, Norwegian Cruise Line World Mastercard or Marriott Bonvoy Boundless?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus 25,000 WorldPoints (~$250) on the Norwegian Cruise Line World Mastercard.
- Is the Norwegian Cruise Line World Mastercard's $0 annual fee worth it compared to the Marriott Bonvoy Boundless?
- The Norwegian Cruise Line World Mastercard has no annual fee, so the question is whether the Marriott Bonvoy Boundless's $95 fee is justified by its perks. If you'll use enough of the Marriott Bonvoy Boundless's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Norwegian Cruise Line World Mastercard.
- Can I have both the Norwegian Cruise Line World Mastercard and Marriott Bonvoy Boundless?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Norwegian Cruise Line World Mastercard or the Marriott Bonvoy Boundless first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Norwegian Cruise Line World Mastercard: $1,000 spend in 3 months. Marriott Bonvoy Boundless: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.