Norwegian Cruise Line World Mastercard
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Earn 25,000 WorldPoints bonus points after making at least $1,000 in purchases within the first 90 days of account opening (~$250 in onboard credit at the standard 10,000-points-for-$100 onboard credit redemption tier). The Points Guy notes the current public offer at 25,000 points; some earlier Bank of America issuer-page archives showed a 20,000-point version of the same welcome offer, so live applicants should confirm the offer at application (per The Points Guy Norwegian Cruise Line credit card review and Bank of America Norwegian Cruise Line World Mastercard issuer product page).
Earning Rates
Earning rates
1- 1x
Bank of America Preferred Rewards bonus: Preferred Rewards members earn 25 percent to 75 percent more points on the 1x base earn, depending on Preferred Rewards tier (Gold, Platinum, Platinum Honors, or Diamond / Diamond Honors)
Statement credits
1- $50Redemption options
Redemption options: WorldPoints redeem for onboard credit (5,000 points for $50, 10,000 points for $100), cabin upgrades, cruise discounts and last-minute cruises, free cruise certificates (free 3- or 4-night inside cabin Bahamas cruise for two starts at 80,000 points per The Points Guy review), car rentals, hotel stays, cash rewards, and gift cards
Perks & memberships
1- No foreign feesNo foreign transaction fees on purchases made outside the United States
Travel & purchase protections
2- Cell phone protection: up to $1,000 per claim and up to $1,000 per 12-month period (with $25 deductible per claim and a $50 monthly cap on the wireless bill paid with the card) when the monthly cell phone bill is paid with the card; coverage covers damage or theft of eligible cell phones
- Visa Signature / World Mastercard network benefits: 24/7 travel and emergency assistance, roadside dispatch / Mastercard Global Service, travel accident insurance, and auto rental collision damage waiver (secondary in the U.S., primary abroad), per the Bank of America Guide to Benefits
More benefits & fine print (5)ShowHide
- Earn 3 WorldPoints per $1 spent on Norwegian Cruise Line purchases (cruise fares and eligible onboard purchases paid with the card)
- Earn 2 WorldPoints per $1 spent on eligible air and hotel purchases
- Earn 1 WorldPoint per $1 spent on all other purchases
- ShopRunner membership: complimentary access to free 2-day shipping and free return shipping at 100-plus participating retailers when enrolled with the card
- WorldPoints expire 5 years after the month earned (per The Points Guy Norwegian Cruise Line credit card review)
How we verified this card (4 sources)ShowHide
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How to Earn the Bonus
Spend $1,000 in the first 3 months to earn the 25,000 WorldPoints bonus.
Ready to Apply?
Earn 25,000 WorldPoints
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