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Side-by-side
Norwegian Cruise Line World Mastercard vs Disney Premier Visa Card
Both are travel travel cards. The Norwegian Cruise Line World Mastercard comes from Bank of America at $0/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Norwegian Cruise Line World Mastercard | Disney Premier Visa Card |
|---|---|---|
| Annual fee | $0 | $49 |
| Sign-up bonus | 25,000 WorldPoints | $200 Disney Gift Card eGift upon approval + $100 statement credit |
| Bonus value (est.) | $250 | $200 |
| Min spend to unlock bonus | $1,000 in 3 mo | $500 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | travel | travel |
| Best earning category (Norwegian_cruise_line_purchases) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Norwegian Cruise Line World Mastercard
$0/yr · 25,000 WorldPoints
Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Editorial take: Disney Premier Visa Card
Common questions
- Which card has the bigger sign-up bonus, Norwegian Cruise Line World Mastercard or Disney Premier Visa Card?
- The Norwegian Cruise Line World Mastercard has the bigger bonus, 25,000 WorldPoints, worth roughly $250, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$200) on the Disney Premier Visa Card.
- Is the Norwegian Cruise Line World Mastercard's $0 annual fee worth it compared to the Disney Premier Visa Card?
- The Norwegian Cruise Line World Mastercard has no annual fee, so the question is whether the Disney Premier Visa Card's $49 fee is justified by its perks. If you'll use enough of the Disney Premier Visa Card's benefits to clear $49 in value annually, it's worth it; otherwise stick with the Norwegian Cruise Line World Mastercard.
- Can I have both the Norwegian Cruise Line World Mastercard and Disney Premier Visa Card?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Norwegian Cruise Line World Mastercard or the Disney Premier Visa Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Norwegian Cruise Line World Mastercard: $1,000 spend in 3 months. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.