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Side-by-side

Atmos Rewards Visa Signature Business Card vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Atmos Rewards Visa Signature Business Card comes from Bank of America at $70/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Atmos Rewards Visa Signature Business Card's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Atmos Rewards Visa Signature Business Card after you've earned that bonus.

FeatureAtmos Rewards Visa Signature Business CardU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$70$195
Sign-up bonusNot advertised75,000 Altitude points
Bonus value (est.)-$750
Min spend to unlock bonus-$10,000 in 4 mo
IssuerBank of AmericaU.S. Bank
Card categorytravel
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Atmos Rewards Visa Signature Business Card
      $70/yr ·
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points

      Editorial take: Atmos Rewards Visa Signature Business Card

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Atmos Rewards Visa Signature Business Card or U.S. Bank Business Altitude Power Visa Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Atmos Rewards Visa Signature Business Card doesn't advertise one right now.
      Is the Atmos Rewards Visa Signature Business Card's $70 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
      At $70/yr, the Atmos Rewards Visa Signature Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Atmos Rewards Visa Signature Business Card and U.S. Bank Business Altitude Power Visa Signature Card?
      Yes, since they're from different issuers (Bank of America and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Atmos Rewards Visa Signature Business Card or the U.S. Bank Business Altitude Power Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Visa Signature Business Card: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.