Atmos Rewards Visa Signature Business Card
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Earning Rates
Earning rates
6- 3xflights
Earn 3 Atmos Rewards points per $1 on eligible Alaska Airlines direct purchases, including airfare, in-flight food and beverages, Wi-Fi, baggage fees, and seat upgrades booked directly with Alaska (per the Bank of America apply page and TPG review)
- 3xflights
Earn 3 Atmos Rewards points per $1 on eligible Atmos Rewards airline partner purchases booked directly with the partner, covering the full Oneworld network plus Atmos's non-Oneworld partners such as Fiji Airways, Singapore Airlines, and Korean Air (per the Bank of America apply page)
- 3xflights
Earn 3 Atmos Rewards points per $1 on eligible Hawaiian Airlines direct purchases, including airfare, baggage, and in-flight purchases (per the Bank of America apply page and TPG review)
- 2xdining
Earn 2 Atmos Rewards points per $1 on dining purchases worldwide, including restaurants, cafes, takeout, and eligible food delivery services (per the Bank of America Atmos Rewards Visa Signature Business apply page and TPG review)
- 2xtransit
Earn 2 Atmos Rewards points per $1 on local transit and commuting purchases, including rideshare (Uber, Lyft), taxis, trains, buses, subways, ferries, and parking (per the Bank of America apply page)
- 3xeverything else
Earn 1 Atmos Rewards point per $1 on all other purchases not covered by the 3X or 2X bonus categories, with no caps on any earning tier (per the Bank of America apply page)
Transfer partners
2Statement credits
3- $100Alaska Lounge+ Membership DiscountYearly
$100 off an annual Alaska Lounge+ Membership purchased with the card
- 20% back as a statement credit on Alaska Airlines and Hawaiian Airlines in-flight purchases (food, beverages, Wi-Fi) when paid with the card, the same benefit that exists on the Atmos Rewards Ascent and Summit consumer products and carried forward on the Business (per the Bank of America apply page and TPG review)
- $100$100 off an annual Alaska Lounge+ Membership purchased with the card (the membership ordinarily costs $795 per year and includes access to all Alaska Lounges plus reciprocal access at participating partner lounges including American Airlines Admirals Clubs; the $100 statement credit makes the membership effectively cheaper but does NOT replace it) (per the Bank of America apply page)
Perks & memberships
5- Authorized users$70 annual fee for the company and $25 per additional employee card, not waived in the first year (per the Bank of America Atmos Rewards Visa Signature Business apply page and TPG review)
- Airline perkAnnual $99 Companion Fare benefit: each account anniversary, receive a $99 Companion Fare (plus taxes and fees from $23) good on Alaska Airlines or Hawaiian Airlines operated flights; the companion travels on a separately ticketed roundtrip in coach and earns Atmos Rewards points like a normal ticket (per the Bank of America apply page; the anniversary Companion Fare on the Business card is issued with the standard $99 fare plus taxes structure carried forward from the legacy Alaska Business Card)
- Airline perkFree first checked bag on Alaska Airlines and Hawaiian Airlines operated flights for the primary cardholder plus up to 6 additional companions on the same reservation when the airfare is purchased with the card; with standard checked bag fees of $35 to $40 per direction, this can be worth several hundred dollars per roundtrip on a full reservation (per the Bank of America apply page)
- Airline perkPreferred boarding on Alaska Airlines and Hawaiian Airlines operated flights for the cardholder when the airfare is purchased with the card (per the Bank of America apply page)
- No foreign feesNo foreign transaction fees on purchases made outside the United States or in a foreign currency, making the card usable abroad without the typical 3% surcharge (per the Bank of America apply page)
Travel & purchase protections
1- Visa Signature Business network benefits: auto rental collision damage waiver, travel and emergency assistance services, lost luggage reimbursement, and trip cancellation / trip interruption insurance per the Visa Signature Business Guide to Benefits referenced on the Bank of America apply page
More benefits & fine print (3)ShowHide
- Bank of America Preferred Rewards for Business relationship bonus: up to a 75% rewards bonus on all base points earned, with tier bonuses of 25% / 50% / 75% at Gold / Platinum / Platinum Honors business banking tiers based on qualifying combined Bank of America business banking and Merrill investment balances (per the Bank of America apply page)
- Atmos Rewards points redemption flexibility: book award flights on Alaska Airlines, Hawaiian Airlines, and the full Oneworld partner network (American Airlines, British Airways, Cathay Pacific, Fiji Airways, Finnair, Iberia, Japan Airlines, Malaysia Airlines, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian, S7 Airlines, SriLankan Airlines), with TPG valuing Atmos Rewards points at approximately 1.6 cents each post merger and highlighting Cathay Pacific or Japan Airlines business class from the U.S. to Asia from 75,000 points one-way
- Atmos Rewards short-haul value: economy award flights on Alaska or Hawaiian start at 4,500 Atmos Rewards points one-way for flights up to 700 miles, making the points efficient for short West Coast hops in addition to high-value Oneworld premium-cabin redemptions (per TPG Atmos Rewards overview)
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