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Alaska Airlines Visa Signature vs Mastercard Black Card

Both are travel travel cards. The Alaska Airlines Visa Signature comes from Bank of America at $95/yr; the Mastercard Black Card from Barclays (Luxury Card) at $699/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Alaska Airlines Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($1,050 more in estimated value) than the Mastercard Black Card's. Get the Alaska Airlines Visa Signature first; revisit the Mastercard Black Card after you've earned that bonus.

FeatureAlaska Airlines Visa SignatureMastercard Black Card
Annual fee$95$699
Sign-up bonus70,000 miles + Companion FareNo public welcome offer
Bonus value (est.)$1,050$0
Min spend to unlock bonus$3,000 in 90 mo$0 in 0 mo
IssuerBank of AmericaBarclays (Luxury Card)
Card categorytraveltravel
Best earning category (Alaska)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion Fare annually
  • Free checked bag
  • 3x on Alaska
  • No foreign tx fees
  • $200 airline credit
  • $100 dining credit
  • Priority Pass Select
  • 1.5cpp cash back, 2cpp airfare
Read the full review
Alaska Airlines Visa Signature
$95/yr · 70,000 miles + Companion Fare
Read the full review
Mastercard Black Card
$699/yr · No public welcome offer

Editorial take: Alaska Airlines Visa Signature

The Companion Fare is the hook, $122 + taxes/fees to bring a companion on any Alaska flight, even international business class. If you fly Alaska once a year with a partner, this pays for itself many times over.

Editorial take: Mastercard Black Card

The mid tier of the Barclays Luxury Card lineup. The $200 airline + $100 dining credits offset $300 of the $699 AF before lounge value, and the 1.5cpp cash-back rate is the best of the Luxury Card tiers. Still hard to beat Sapphire Reserve or Venture X on transferable-points flexibility, but the all-stainless body and concierge appeal to some.

Common questions

Which card has the bigger sign-up bonus, Alaska Airlines Visa Signature or Mastercard Black Card?
The Alaska Airlines Visa Signature has the bigger bonus, 70,000 miles + Companion Fare, worth roughly $1,050, versus No public welcome offer (~$0) on the Mastercard Black Card.
Is the Alaska Airlines Visa Signature's $95 annual fee worth it compared to the Mastercard Black Card?
At $95/yr, the Alaska Airlines Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mastercard Black Card's, pick the one whose perks you'll actually use.
Can I have both the Alaska Airlines Visa Signature and Mastercard Black Card?
Yes, since they're from different issuers (Bank of America and Barclays (Luxury Card)) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Alaska Airlines Visa Signature or the Mastercard Black Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Alaska Airlines Visa Signature: $3,000 spend in 90 months. Mastercard Black Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.