Alaska Airlines Visa Signature

Earning Rates

Key Benefits

• Companion Fare annually
• Free checked bag
• 3x on Alaska
• No foreign tx fees

All Benefits

• Welcome offer (recent public benchmark): earn 70,000 bonus miles plus the Alaska Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after spending $3,000 on purchases in the first 90 days from account opening; as of May 2026 the Bank of America issuer page for the legacy Alaska Airlines Visa Signature URL returns an Atmos Rewards Ascent Visa Signature landing page (the legacy Mileage Plan branded card has been folded into the post-merger Atmos Rewards Ascent), and the live elevated public offer on the Atmos Rewards Ascent page surfaces an $0 Companion Fare plus 50,000 bonus Atmos Rewards points after $2,000 in the first 90 days (per Bank of America issuer URL and Alaska Airlines Atmos Rewards Ascent issuer product page)
• $95 annual fee, not waived in the first year (per Bank of America issuer product disclosure and Alaska Airlines Atmos Rewards Ascent issuer product page)
• Earn 3 miles per $1 on eligible Alaska Airlines purchases, expanded post-merger to include eligible Hawaiian Airlines purchases under the unified Mileage Plan / Atmos Rewards program (per Bank of America issuer product page and Alaska Airlines Atmos Rewards Ascent issuer product page)
• Earn 2 miles per $1 on eligible gas, EV charging stations, local transit including rideshare, cable, and select streaming services purchases (per Bank of America issuer product page; the legacy 2X on grocery and dining marketing language has been retired in the Atmos Rewards Ascent successor product, but cardholders on the legacy Alaska Airlines Visa Signature continue to earn the originally disclosed 2X categories on their account through any applicable grandfathering window until Bank of America issues a category change notice)
• Earn 1 mile per $1 on all other purchases (per Bank of America issuer product page)
• Alaska Famous Companion Fare each account anniversary: book a roundtrip companion ticket from $122 ($99 base fare plus taxes and fees from $23) when you purchase a qualifying paid coach ticket on Alaska Airlines or Hawaiian Airlines operated flights within North America (including Hawaii); companion travels in coach on a separately ticketed roundtrip and earns miles and is eligible for upgrades and seat selection like a normal ticket (per Bank of America issuer disclosure and Alaska Airlines Atmos Rewards product page; the successor Atmos Rewards Ascent gates the Companion Fare on $6,000 in prior-year card spend, while the legacy Alaska Airlines Visa Signature awarded the Companion Fare automatically each anniversary regardless of spend)
• Free first checked bag on Alaska Airlines and Hawaiian Airlines operated flights for the cardholder plus up to six additional guests on the same reservation when the airfare is purchased with the card; authorized users on the account also receive the free checked bag benefit on tickets paid with the card even when traveling without the primary cardholder; with checked bag fees of $35 to $40 per person each way, this is worth up to $80 per person roundtrip (per Bank of America issuer disclosure and Alaska Airlines Atmos Rewards product page)
• 20 percent back as a statement credit on Alaska Airlines and Hawaiian Airlines in-flight purchases, including food, beverages, and Wi-Fi, when paid with the card (per Bank of America issuer disclosure and Alaska Airlines Atmos Rewards product page)
• No foreign transaction fees on purchases made outside the United States (per Bank of America issuer disclosure)
• Miles do not expire as long as the card account remains open and in good standing; under the Mileage Plan to Atmos Rewards transition all existing Mileage Plan balances are migrating 1:1 to Atmos Rewards points with no loss of value, and points retain the no-expiry behavior on an active credit card account (per Bank of America issuer disclosure and Alaska Airlines Atmos Rewards transition FAQ)
• Alaska Mileage Plan to Atmos Rewards branding transition: as of May 2026 Alaska Airlines has launched the Atmos Rewards loyalty program following the Alaska + Hawaiian merger, consolidating Mileage Plan and HawaiianMiles into a single program; Bank of America's legacy Alaska Airlines Visa Signature application URL now redirects to the Atmos Rewards Ascent Visa Signature product page, and Alaska / Hawaiian have been communicating that legacy Alaska Airlines Visa Signature cardholders are being migrated to the Atmos Rewards Ascent branding with continuity of earning structure and benefits (per Bank of America issuer page that returns the Atmos Rewards Ascent product and Alaska Airlines Atmos Rewards launch communications)
• Atmos Rewards / Mileage Plan partner redemption network: redeem miles on Alaska Airlines, Hawaiian Airlines, and the full Oneworld partner network including American Airlines, British Airways, Cathay Pacific, Fiji Airways, Finnair, Iberia, Japan Airlines, Malaysia Airlines, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian, S7 Airlines, and SriLankan; The Points Guy values Atmos Rewards points at 1.4 cents apiece and highlights Cathay Pacific or Japan Airlines business class from the U.S. to Asia for 75,000 points one-way and Fiji Airways business class to Fiji for 75,000 points one-way as standout redemptions (per Alaska Airlines partner award charts and TPG Atmos Rewards guide; note: rewardztravel currently values Alaska / Atmos miles at approximately 1.6 cents apiece for ecosystem-wide signUpBonusValue calculations)
• Atmos Rewards short-haul value: economy award flights on Alaska or Hawaiian start at 4,500 Atmos Rewards points (formerly Mileage Plan miles) one-way for flights up to 700 miles, making the points highly efficient for short West Coast and intra-Hawaii hops (per Alaska Airlines Atmos Rewards award chart and TPG Atmos Rewards overview)
• Bilt Rewards transfers in at 1:1 to Atmos Rewards (and to legacy Mileage Plan during the transition window), giving cardholders an effective way to top off a points balance from Bilt's 3x rent earning up to $50,000 per calendar year (per Bilt Rewards transfer partner list and TPG Atmos Rewards guide)
• Outbound transfer flexibility from Atmos Rewards to hotel partners at 1:1, including Marriott Bonvoy, Wyndham Rewards, IHG One Rewards, and Preferred Hotels, providing a hotel-redemption path that legacy Alaska Mileage Plan miles did not historically offer (per TPG Atmos Rewards guide)
• Visa Signature card network designation: this is a Visa Signature card, so the standard Visa Signature suite of issuer-elected network benefits applies via the Bank of America Guide to Benefits (per Bank of America issuer product page title and Visa Signature network reference)
• Visa Signature travel and emergency assistance services: 24/7 access to medical, legal, and travel assistance referrals as a Visa Signature network benefit while traveling (cardholder pays for actual goods and services obtained; per Visa Signature network reference)
• Visa Signature roadside dispatch: pay-per-use roadside assistance with no membership required, included as a Visa Signature network benefit (per Visa Signature network reference)
• Auto rental collision damage waiver: secondary coverage in the cardholder's country of residence and primary coverage when traveling abroad, as the Bank of America-elected Visa Signature default on this card; coverage applies when the entire rental is charged to the card and the rental company's CDW is declined (per Visa Signature network reference; this is the standard Visa Signature CDW posture unless the issuer has elected to upgrade to primary, and Bank of America has not advertised a primary CDW upgrade on the Alaska Airlines Visa Signature)
• Travel accident insurance: provided as a Visa Signature card benefit while you are a cardmember (specific limits per the Bank of America Guide to Benefits; per Visa Signature network reference)
• Authorized users at no additional annual fee, with authorized users eligible for the free checked bag and preferred boarding benefits on tickets they pay for with the card even when traveling without the primary cardholder (per Bank of America issuer disclosure and Alaska Airlines Atmos Rewards product page)
• Preferred boarding on Alaska Airlines and Hawaiian Airlines operated flights for the cardholder plus up to six additional guests on the same reservation when the airfare is purchased with the card (per Alaska Airlines Atmos Rewards product page; the legacy Alaska Airlines Visa Signature marketing surfaced this as a benefit under the prior Mileage Plan branding and the benefit carries through under the Atmos Rewards Ascent successor)
• Bank of America 2/3/4 application rule applies: most applicants will be limited to approximately one new Bank of America personal credit card in a 2-month rolling window, two Bank of America personal cards in a 12-month window, and four Bank of America personal cards in a 24-month window (per One Mile at a Time Atmos Rewards Ascent review documenting Bank of America's standard personal card approval velocity rules)
• Trip cancellation insurance: Marketing-language references to Visa Signature trip cancellation on this card overstate the issuer-elected benefits; Bank of America does not advertise trip cancellation or trip interruption insurance as a cardholder benefit on the Alaska Airlines Visa Signature / Atmos Rewards Ascent product pages, and the Visa Signature network only requires trip cancellation on Visa Infinite cards (per Bank of America issuer disclosure absent of this coverage and Visa Signature network reference)
• Baggage delay and lost luggage insurance: Not offered as advertised cardholder benefits on the Alaska Airlines Visa Signature / Atmos Rewards Ascent (Bank of America does not surface baggage delay reimbursement or lost luggage reimbursement on the product disclosure for this card, and One Mile at a Time's Atmos Rewards Ascent review does not identify either coverage as a benefit; references to lost luggage protection are network-default Visa Signature language that Bank of America has not opted into for this product)
• Purchase protection and extended warranty: Not advertised as cardholder benefits on the Alaska Airlines Visa Signature / Atmos Rewards Ascent (Bank of America does not list purchase protection or extended warranty on the product disclosure; if any coverage exists it would only be the issuer-optional Visa Signature network baseline at Bank of America's discretion, but neither Alaska nor independent reviewers surface these as benefits on this card)
• Cell phone protection: Not offered on the Alaska Airlines Visa Signature (Bank of America does not list cell phone protection on the product disclosure; Bank of America's cell phone protection is offered on the Customized Cash Rewards / Unlimited Cash Rewards / Premium Rewards line, not on this co-brand)
• Complimentary airport lounge access: Not offered on the Alaska Airlines Visa Signature beyond what the cardholder pays for separately (the card does not include Priority Pass membership, day passes, or stand-alone Alaska Lounge access; the successor Atmos Rewards Ascent adds a $100 statement credit toward an Alaska Lounge+ membership, while the legacy Alaska Airlines Visa Signature did not offer any lounge benefit)
• Complimentary elite status: Not offered (the card does not confer any complimentary Mileage Plan or Atmos Rewards elite status; status must be earned through flying or, under the Atmos Rewards successor program, through a 1 status point per $3 spent benefit on the Atmos Rewards Ascent successor card)
• Global Entry / TSA PreCheck / NEXUS application fee credit: Not offered on the Alaska Airlines Visa Signature (Bank of America does not list a Global Entry / PreCheck / NEXUS statement credit on the product disclosure; this benefit is reserved for the higher-tier Atmos Rewards Summit Visa Infinite card)
• Anniversary points dump or fixed-spend milestone bonus beyond the Companion Fare: Not offered (the only anniversary benefit on this card is the Famous Companion Fare; there is no anniversary mileage bonus, no statement credit milestone, and no upgrade certificate benefit)
• Visa Signature concierge: Not advertised by Bank of America on the Alaska Airlines Visa Signature / Atmos Rewards Ascent (concierge is an issuer-optional Visa Signature benefit and Bank of America does not market a complimentary 24/7 concierge service on this product disclosure; the higher-tier Atmos Rewards Summit Visa Infinite is the product positioned for premium concierge benefits)