Bilt Palladium vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Bilt Palladium or U.S. Bank Business Altitude Power Visa Signature Card?

The Bilt Palladium has the bigger bonus, 50,000 Bilt Points + $300 Bilt Cash + Bilt Gold status, worth roughly $1,125, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.

Is the Bilt Palladium's $495 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

At $495/yr, the Bilt Palladium is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.

Can I have both the Bilt Palladium and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (Bilt / Cardless and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Bilt Palladium or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Bilt Palladium: $4,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.