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Best Western Rewards Visa Signature Card vs Norwegian Cruise Line World Mastercard

Both are travel travel cards. The Best Western Rewards Visa Signature Card comes from First Bank & Trust at $0/yr; the Norwegian Cruise Line World Mastercard from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBest Western Rewards Visa Signature CardNorwegian Cruise Line World Mastercard
Annual fee$0$0
Sign-up bonusNot advertised25,000 WorldPoints
Bonus value (est.)-$250
Min spend to unlock bonus-$1,000 in 3 mo
IssuerFirst Bank & TrustBank of America
Card categorytraveltravel
Best earning category (Best_western_hotels)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Best Western Rewards Visa Signature Card
      $0/yr ·
      Read the full review
      Norwegian Cruise Line World Mastercard
      $0/yr · 25,000 WorldPoints

      Editorial take: Best Western Rewards Visa Signature Card

      Editorial take: Norwegian Cruise Line World Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Best Western Rewards Visa Signature Card or Norwegian Cruise Line World Mastercard?
      The Norwegian Cruise Line World Mastercard has a public bonus (25,000 WorldPoints, worth roughly $250), while the Best Western Rewards Visa Signature Card doesn't advertise one right now.
      Is the Best Western Rewards Visa Signature Card's $0 annual fee worth it compared to the Norwegian Cruise Line World Mastercard?
      The Best Western Rewards Visa Signature Card has no annual fee, so the question is whether the Norwegian Cruise Line World Mastercard's $0 fee is justified by its perks. If you'll use enough of the Norwegian Cruise Line World Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Best Western Rewards Visa Signature Card.
      Can I have both the Best Western Rewards Visa Signature Card and Norwegian Cruise Line World Mastercard?
      Yes, since they're from different issuers (First Bank & Trust and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Best Western Rewards Visa Signature Card or the Norwegian Cruise Line World Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Visa Signature Card: no published min spend. Norwegian Cruise Line World Mastercard: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.