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Best Western Rewards Premium Visa Signature Card vs SoFi Everyday Cash Rewards

Both are well-respected travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the SoFi Everyday Cash Rewards from SoFi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBest Western Rewards Premium Visa Signature CardSoFi Everyday Cash Rewards
Annual fee$89$0
Sign-up bonusUp to 80,000 bonus points, amount shown before you applyNone publicly advertised
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerFirst Bank & TrustSoFi
Card categorytravel
Best earning category (Best_western_hotels)10x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Best Western Rewards Premium Visa Signature Card
      $89/yr · Up to 80,000 bonus points, amount shown before you apply
      Read the full review
      SoFi Everyday Cash Rewards
      $0/yr · None publicly advertised

      Editorial take: Best Western Rewards Premium Visa Signature Card

      Editorial take: SoFi Everyday Cash Rewards

      Common questions

      Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or SoFi Everyday Cash Rewards?
      The SoFi Everyday Cash Rewards has a public bonus (None publicly advertised, worth roughly $0), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
      Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the SoFi Everyday Cash Rewards?
      At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the SoFi Everyday Cash Rewards's, pick the one whose perks you'll actually use.
      Can I have both the Best Western Rewards Premium Visa Signature Card and SoFi Everyday Cash Rewards?
      Yes, since they're from different issuers (First Bank & Trust and SoFi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Best Western Rewards Premium Visa Signature Card or the SoFi Everyday Cash Rewards first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. SoFi Everyday Cash Rewards: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.