Best Western Rewards Premium Visa Signature Card vs Citi AAdvantage Platinum Select
Both are travel travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($1,120 more in estimated value) than the Best Western Rewards Premium Visa Signature Card's. Get the Citi AAdvantage Platinum Select first; revisit the Best Western Rewards Premium Visa Signature Card after you've earned that bonus.
| Feature | Best Western Rewards Premium Visa Signature Card | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $89 | $99 |
| Sign-up bonus | Up to 80,000 bonus points, amount shown before you apply | 80,000 miles |
| Bonus value (est.) | - | $1,120 |
| Min spend to unlock bonus | - | $3,500 in 4 mo |
| Issuer | First Bank & Trust | Citi |
| Card category | travel | travel |
| Best earning category (Best_western_hotels) | 10x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or Citi AAdvantage Platinum Select?
- The Citi AAdvantage Platinum Select has a public bonus (80,000 miles, worth roughly $1,120), while the Best Western Rewards Premium Visa Signature Card doesn't advertise one right now.
- Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
- Can I have both the Best Western Rewards Premium Visa Signature Card and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (First Bank & Trust and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Best Western Rewards Premium Visa Signature Card or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
