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Best Western Rewards Premium Visa Signature Card vs Best Western Rewards Visa Signature Card

Both are travel travel cards. The Best Western Rewards Premium Visa Signature Card comes from First Bank & Trust at $89/yr; the Best Western Rewards Visa Signature Card from First Bank & Trust at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from First Bank & Trust and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Best Western Rewards Premium Visa Signature Card costs $89 more per year, only worth it if you'll actually use the upgraded perks.

FeatureBest Western Rewards Premium Visa Signature CardBest Western Rewards Visa Signature Card
Annual fee$89$0
Sign-up bonusUp to 80,000 bonus points, amount shown before you applyUp to 40,000 bonus points, amount shown before you apply
Bonus value (est.)--
Min spend to unlock bonus--
IssuerFirst Bank & TrustFirst Bank & Trust
Card categorytraveltravel
Best earning category (Best_western_hotels)10x4x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Best Western Rewards Premium Visa Signature Card
      $89/yr · Up to 80,000 bonus points, amount shown before you apply
      Read the full review
      Best Western Rewards Visa Signature Card
      $0/yr · Up to 40,000 bonus points, amount shown before you apply

      Editorial take: Best Western Rewards Premium Visa Signature Card

      Editorial take: Best Western Rewards Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Best Western Rewards Premium Visa Signature Card or Best Western Rewards Visa Signature Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Best Western Rewards Premium Visa Signature Card's $89 annual fee worth it compared to the Best Western Rewards Visa Signature Card?
      At $89/yr, the Best Western Rewards Premium Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Best Western Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Best Western Rewards Premium Visa Signature Card and Best Western Rewards Visa Signature Card?
      Yes, though both are issued by First Bank & Trust so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Best Western Rewards Premium Visa Signature Card or the Best Western Rewards Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Best Western Rewards Premium Visa Signature Card: no published min spend. Best Western Rewards Visa Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.