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BECU Secured Low Rate Credit Card vs U.S. Bank Altitude Go Visa Signature Card
Both are well-respected travel cards. The BECU Secured Low Rate Credit Card comes from BECU at $0/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | BECU Secured Low Rate Credit Card | U.S. Bank Altitude Go Visa Signature Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | No welcome bonus | 20,000 bonus points after $1,000 spend in 90 days |
| Bonus value (est.) | $0 | $200 |
| Min spend to unlock bonus | $0 in 0 mo | $1,000 in 3 mo |
| Issuer | BECU | U.S. Bank |
| Card category | low-interest | cashback |
| Best earning category (All_purchases) | 0x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
BECU Secured Low Rate Credit Card
$0/yr · No welcome bonus
Read the full review
U.S. Bank Altitude Go Visa Signature Card
$0/yr · 20,000 bonus points after $1,000 spend in 90 days
Editorial take: U.S. Bank Altitude Go Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, BECU Secured Low Rate Credit Card or U.S. Bank Altitude Go Visa Signature Card?
- The U.S. Bank Altitude Go Visa Signature Card has the bigger bonus, 20,000 bonus points after $1,000 spend in 90 days, worth roughly $200, versus No welcome bonus (~$0) on the BECU Secured Low Rate Credit Card.
- Is the BECU Secured Low Rate Credit Card's $0 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
- The BECU Secured Low Rate Credit Card has no annual fee, so the question is whether the U.S. Bank Altitude Go Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Altitude Go Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Secured Low Rate Credit Card.
- Can I have both the BECU Secured Low Rate Credit Card and U.S. Bank Altitude Go Visa Signature Card?
- Yes, since they're from different issuers (BECU and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BECU Secured Low Rate Credit Card or the U.S. Bank Altitude Go Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Secured Low Rate Credit Card: $0 spend in 0 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.