BECU Secured Low Rate Credit Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earning Rates
Earning rates
1No rewards / cash back - structured purely as a low-cost credit-building instrument; cardholders who want rewards on a secured card should choose the BECU Secured Cash Back variant instead
Perks & memberships
1- No foreign fees$0 foreign transaction fees - rare on a secured card
Travel & purchase protections
1- $0 fraud liability per Visa Zero Liability Policy; 24/7 fraud monitoring; Visa Account Updater; card lock / unlock controls
More benefits & fine print (6)ShowHide
- Security deposit required: minimum $250, maximum $10,000 - determines the credit line on a 1:1 basis
- Security deposit is held in a BECU savings account and is fully refunded after the cardholder applies for and receives an unsecured BECU credit card
- Credit bureau reporting: BECU reports to Equifax, Experian, and TransUnion
- $0 cash advance fees
- BECU membership required - eligibility open to residents of Washington State, certain Idaho counties, select South Carolina counties, Select Employer Groups, family of existing members, and partner organizations
- Graduation path: positive payment history qualifies cardholder to apply for an unsecured BECU credit card and receive full deposit refund
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
See the Current Offer
Earn No welcome bonus
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
