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BECU Secured Low Rate Credit Card vs Verizon Visa Card
Both are well-respected travel cards. The BECU Secured Low Rate Credit Card comes from BECU at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | BECU Secured Low Rate Credit Card | Verizon Visa Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | No welcome bonus | Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend) |
| Bonus value (est.) | $0 | $100 |
| Min spend to unlock bonus | $0 in 0 mo | $1,500 in 3 mo |
| Issuer | BECU | Synchrony |
| Card category | low-interest | cashback |
| Best earning category (All_purchases) | 0x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
BECU Secured Low Rate Credit Card
$0/yr · No welcome bonus
Read the full review
Verizon Visa Card
$0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Editorial take: Verizon Visa Card
Common questions
- Which card has the bigger sign-up bonus, BECU Secured Low Rate Credit Card or Verizon Visa Card?
- The Verizon Visa Card has the bigger bonus, Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend), worth roughly $100, versus No welcome bonus (~$0) on the BECU Secured Low Rate Credit Card.
- Is the BECU Secured Low Rate Credit Card's $0 annual fee worth it compared to the Verizon Visa Card?
- The BECU Secured Low Rate Credit Card has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Secured Low Rate Credit Card.
- Can I have both the BECU Secured Low Rate Credit Card and Verizon Visa Card?
- Yes, since they're from different issuers (BECU and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BECU Secured Low Rate Credit Card or the Verizon Visa Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Secured Low Rate Credit Card: $0 spend in 0 months. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.