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Side-by-side

Wyndham Rewards Earner Card vs Citi / AAdvantage Executive World Elite Mastercard

Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Citi / AAdvantage Executive World Elite Mastercard from Citi at $595/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi / AAdvantage Executive World Elite Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($980 more in estimated value) than the Wyndham Rewards Earner Card's. Get the Citi / AAdvantage Executive World Elite Mastercard first; revisit the Wyndham Rewards Earner Card after you've earned that bonus.

FeatureWyndham Rewards Earner CardCiti / AAdvantage Executive World Elite Mastercard
Annual fee$0$595
Sign-up bonusNot advertised70,000 miles
Bonus value (est.)-$980
Min spend to unlock bonus-$7,000 in 3 mo
IssuerBarclaysCiti
Card categorytravelairline
Best earning category (Wyndham_hotels)5x1x
Transfer partnersNoneNone
Headline benefits
    • Admirals Club membership
    • Free bag for 9 travelers
    • $360 in Lyft+Grubhub+Avis credits
    • Global Entry credit
    Read the full review
    Wyndham Rewards Earner Card
    $0/yr ·
    Read the full review
    Citi / AAdvantage Executive World Elite Mastercard
    $595/yr · 70,000 miles

    Editorial take: Wyndham Rewards Earner Card

    Editorial take: Citi / AAdvantage Executive World Elite Mastercard

    Pure Admirals Club access card. If you spend more than ~$850/year on lounge passes or visit AA hubs frequently, the $595 fee is a layup. The 2024 refresh added ~$360/year in Lyft/Grubhub/Avis credits that often go unclaimed, plus the free checked bag for 9 travelers is undersold for family travelers.

    Common questions

    Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Citi / AAdvantage Executive World Elite Mastercard?
    The Citi / AAdvantage Executive World Elite Mastercard has a public bonus (70,000 miles, worth roughly $980), while the Wyndham Rewards Earner Card doesn't advertise one right now.
    Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Citi / AAdvantage Executive World Elite Mastercard?
    The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Citi / AAdvantage Executive World Elite Mastercard's $595 fee is justified by its perks. If you'll use enough of the Citi / AAdvantage Executive World Elite Mastercard's benefits to clear $595 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
    Can I have both the Wyndham Rewards Earner Card and Citi / AAdvantage Executive World Elite Mastercard?
    Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Wyndham Rewards Earner Card or the Citi / AAdvantage Executive World Elite Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Citi / AAdvantage Executive World Elite Mastercard: $7,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.