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Side-by-side

Wyndham Rewards Earner Card vs United Quest Card

Both are travel travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($743 more in estimated value) than the Wyndham Rewards Earner Card's. Get the United Quest Card first; revisit the Wyndham Rewards Earner Card after you've earned that bonus.

FeatureWyndham Rewards Earner CardUnited Quest Card
Annual fee$0$350
Sign-up bonus30,000 points70,000 miles + 500 PQP
Bonus value (est.)$207$950
Min spend to unlock bonus$1,000 in 3 mo$4,000 in 3 mo
IssuerBarclaysChase
Card categorytraveltravel
Best earning category (Wyndham_hotels)5x1x
Transfer partnersNonemileageplus
Headline benefits
    • 4x on United purchases
    • $200 United credit
    • 2 free bags
    • Award rebates
    Read the full review
    Wyndham Rewards Earner Card
    $0/yr · 30,000 points
    Read the full review
    United Quest Card
    $350/yr · 70,000 miles + 500 PQP

    Editorial take: Wyndham Rewards Earner Card

    Editorial take: United Quest Card

    If you fly United 3+ times a year, the $200 United TravelBank credit, two free checked bags for you and a companion, and the 10,000-mile anniversary award discount make this card pay for most of its fee.

    Common questions

    Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or United Quest Card?
    The United Quest Card has the bigger bonus, 70,000 miles + 500 PQP, worth roughly $950, versus 30,000 points (~$207) on the Wyndham Rewards Earner Card.
    Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the United Quest Card?
    The Wyndham Rewards Earner Card has no annual fee, so the question is whether the United Quest Card's $350 fee is justified by its perks. If you'll use enough of the United Quest Card's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
    Can I have both the Wyndham Rewards Earner Card and United Quest Card?
    Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Wyndham Rewards Earner Card or the United Quest Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: $1,000 spend in 3 months. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.