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Side-by-side

Wyndham Rewards Earner Card vs Southwest Rapid Rewards Premier Business

Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Southwest Rapid Rewards Premier Business from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner CardSouthwest Rapid Rewards Premier Business
Annual fee$0$149
Sign-up bonusNot advertised60,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus-$3,000 in 3 mo
IssuerBarclaysChase
Card categorytravelbusiness
Best earning category (Wyndham_hotels)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Wyndham Rewards Earner Card
      $0/yr ·
      Read the full review
      Southwest Rapid Rewards Premier Business
      $149/yr · 60,000 bonus points

      Editorial take: Wyndham Rewards Earner Card

      Editorial take: Southwest Rapid Rewards Premier Business

      Common questions

      Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Southwest Rapid Rewards Premier Business?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Southwest Rapid Rewards Premier Business?
      The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Southwest Rapid Rewards Premier Business's $149 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Premier Business's benefits to clear $149 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
      Can I have both the Wyndham Rewards Earner Card and Southwest Rapid Rewards Premier Business?
      Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Wyndham Rewards Earner Card or the Southwest Rapid Rewards Premier Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Southwest Rapid Rewards Premier Business: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.