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Wyndham Rewards Earner Card vs Chase Freedom Unlimited
Both are well-respected travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Chase Freedom Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Wyndham Rewards Earner Card | Chase Freedom Unlimited |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Not advertised | $200 bonus |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | $500 in 3 mo |
| Issuer | Barclays | Chase |
| Card category | travel | cashback |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Read the full review
Wyndham Rewards Earner Card
$0/yr ·
Read the full review
Chase Freedom Unlimited
$0/yr · $200 bonus
Editorial take: Chase Freedom Unlimited
The best no-fee cash back card in the Chase family. Stack it with a Sapphire and your cash back converts into transferable Ultimate Rewards points, a free upgrade most people miss. Note: Cell phone protection is on Freedom Flex, not Freedom Unlimited.
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Chase Freedom Unlimited?
- The Chase Freedom Unlimited has a public bonus ($200 bonus, worth roughly $200), while the Wyndham Rewards Earner Card doesn't advertise one right now.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Chase Freedom Unlimited?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Chase Freedom Unlimited's $0 fee is justified by its perks. If you'll use enough of the Chase Freedom Unlimited's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and Chase Freedom Unlimited?
- Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the Chase Freedom Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Chase Freedom Unlimited: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.