All credit cards
Side-by-side
Wyndham Rewards Earner Card vs Atmos Rewards Visa Signature Business Card
Both are travel travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Atmos Rewards Visa Signature Business Card from Bank of America at $70/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Atmos Rewards Visa Signature Business Card is the stronger pick today, the sign-up bonus is meaningfully larger ($913 more in estimated value) than the Wyndham Rewards Earner Card's. Get the Atmos Rewards Visa Signature Business Card first; revisit the Wyndham Rewards Earner Card after you've earned that bonus.
| Feature | Wyndham Rewards Earner Card | Atmos Rewards Visa Signature Business Card |
|---|---|---|
| Annual fee | $0 | $70 |
| Sign-up bonus | 30,000 points | 70,000 points + $99 Companion Fare |
| Bonus value (est.) | $207 | $1,120 |
| Min spend to unlock bonus | $1,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Barclays | Bank of America |
| Card category | travel | travel |
| Best earning category (Wyndham_hotels) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Wyndham Rewards Earner Card
$0/yr · 30,000 points
Read the full review
Atmos Rewards Visa Signature Business Card
$70/yr · 70,000 points + $99 Companion Fare
Editorial take: Atmos Rewards Visa Signature Business Card
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Atmos Rewards Visa Signature Business Card?
- The Atmos Rewards Visa Signature Business Card has the bigger bonus, 70,000 points + $99 Companion Fare, worth roughly $1,120, versus 30,000 points (~$207) on the Wyndham Rewards Earner Card.
- Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Atmos Rewards Visa Signature Business Card?
- The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Atmos Rewards Visa Signature Business Card's $70 fee is justified by its perks. If you'll use enough of the Atmos Rewards Visa Signature Business Card's benefits to clear $70 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
- Can I have both the Wyndham Rewards Earner Card and Atmos Rewards Visa Signature Business Card?
- Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Card or the Atmos Rewards Visa Signature Business Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: $1,000 spend in 3 months. Atmos Rewards Visa Signature Business Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.