Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Wyndham Rewards Earner Card vs Wyndham Rewards Earner Business Card

Both are travel travel cards. The Wyndham Rewards Earner Card comes from Barclays at $0/yr; the Wyndham Rewards Earner Business Card from Barclays at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Barclays and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Wyndham Rewards Earner Business Card costs $95 more per year, only worth it if you'll actually use the upgraded perks.

FeatureWyndham Rewards Earner CardWyndham Rewards Earner Business Card
Annual fee$0$95
Sign-up bonusNot advertisedNot advertised
Bonus value (est.)--
Min spend to unlock bonus--
IssuerBarclaysBarclays
Card categorytraveltravel
Best earning category (Wyndham_hotels)5x8x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Wyndham Rewards Earner Card
      $0/yr ·
      Read the full review
      Wyndham Rewards Earner Business Card
      $95/yr ·

      Editorial take: Wyndham Rewards Earner Card

      Editorial take: Wyndham Rewards Earner Business Card

      Common questions

      Which card has the bigger sign-up bonus, Wyndham Rewards Earner Card or Wyndham Rewards Earner Business Card?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Wyndham Rewards Earner Card's $0 annual fee worth it compared to the Wyndham Rewards Earner Business Card?
      The Wyndham Rewards Earner Card has no annual fee, so the question is whether the Wyndham Rewards Earner Business Card's $95 fee is justified by its perks. If you'll use enough of the Wyndham Rewards Earner Business Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Wyndham Rewards Earner Card.
      Can I have both the Wyndham Rewards Earner Card and Wyndham Rewards Earner Business Card?
      Yes, though both are issued by Barclays so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Wyndham Rewards Earner Card or the Wyndham Rewards Earner Business Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Card: no published min spend. Wyndham Rewards Earner Business Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.