Wyndham Rewards Earner Business Card vs Citi AAdvantage Platinum Select
Both are travel travel cards. The Wyndham Rewards Earner Business Card comes from Barclays at $149/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($810 more in estimated value) than the Wyndham Rewards Earner Business Card's. Get the Citi AAdvantage Platinum Select first; revisit the Wyndham Rewards Earner Business Card after you've earned that bonus.
| Feature | Wyndham Rewards Earner Business Card | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $149 | $99 |
| Sign-up bonus | 45,000 points | 80,000 miles |
| Bonus value (est.) | $310 | $1,120 |
| Min spend to unlock bonus | $3,000 in 3 mo | $3,500 in 4 mo |
| Issuer | Barclays | Citi |
| Card category | travel | travel |
| Best earning category (Wyndham_hotels) | 8x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Business Card or Citi AAdvantage Platinum Select?
- The Citi AAdvantage Platinum Select has the bigger bonus, 80,000 miles, worth roughly $1,120, versus 45,000 points (~$310) on the Wyndham Rewards Earner Business Card.
- Is the Wyndham Rewards Earner Business Card's $149 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- At $149/yr, the Wyndham Rewards Earner Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
- Can I have both the Wyndham Rewards Earner Business Card and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Business Card or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Business Card: $3,000 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
