Wyndham Rewards Earner Business Card vs World of Hyatt Credit Card
Both are well-respected travel cards. The Wyndham Rewards Earner Business Card comes from Barclays at $149/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the World of Hyatt Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($698 more in estimated value) than the Wyndham Rewards Earner Business Card's. Get the World of Hyatt Credit Card first; revisit the Wyndham Rewards Earner Business Card after you've earned that bonus.
| Feature | Wyndham Rewards Earner Business Card | World of Hyatt Credit Card |
|---|---|---|
| Annual fee | $149 | $95 |
| Sign-up bonus | 45,000 points | Up to 60,000 Bonus Points |
| Bonus value (est.) | $310 | $1,008 |
| Min spend to unlock bonus | $3,000 in 3 mo | $3,000 in 3 mo |
| Issuer | Barclays | Chase |
| Card category | travel | hotel |
| Best earning category (Wyndham_hotels) | 8x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Editorial take: World of Hyatt Credit Card
The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Business Card or World of Hyatt Credit Card?
- The World of Hyatt Credit Card has the bigger bonus, Up to 60,000 Bonus Points, worth roughly $1,008, versus 45,000 points (~$310) on the Wyndham Rewards Earner Business Card.
- Is the Wyndham Rewards Earner Business Card's $149 annual fee worth it compared to the World of Hyatt Credit Card?
- At $149/yr, the Wyndham Rewards Earner Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Wyndham Rewards Earner Business Card and World of Hyatt Credit Card?
- Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Business Card or the World of Hyatt Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Business Card: $3,000 spend in 3 months. World of Hyatt Credit Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
