Wyndham Rewards Earner Business Card vs Southwest Rapid Rewards Performance Business
Both are travel travel cards. The Wyndham Rewards Earner Business Card comes from Barclays at $95/yr; the Southwest Rapid Rewards Performance Business from Chase at $299/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($80,000 more in estimated value) than the Wyndham Rewards Earner Business Card's. Get the Southwest Rapid Rewards Performance Business first; revisit the Wyndham Rewards Earner Business Card after you've earned that bonus.
| Feature | Wyndham Rewards Earner Business Card | Southwest Rapid Rewards Performance Business |
|---|---|---|
| Annual fee | $95 | $299 |
| Sign-up bonus | Not advertised | 80,000 points |
| Bonus value (est.) | - | $80,000 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Barclays | Chase |
| Card category | travel | travel |
| Best earning category (Wyndham_hotels) | 8x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Southwest Rapid Rewards Performance Business
Common questions
- Which card has the bigger sign-up bonus, Wyndham Rewards Earner Business Card or Southwest Rapid Rewards Performance Business?
- The Southwest Rapid Rewards Performance Business has a public bonus (80,000 points, worth roughly $80,000), while the Wyndham Rewards Earner Business Card doesn't advertise one right now.
- Is the Wyndham Rewards Earner Business Card's $95 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?
- At $95/yr, the Wyndham Rewards Earner Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Performance Business's, pick the one whose perks you'll actually use.
- Can I have both the Wyndham Rewards Earner Business Card and Southwest Rapid Rewards Performance Business?
- Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Wyndham Rewards Earner Business Card or the Southwest Rapid Rewards Performance Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Business Card: no published min spend. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
