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Wyndham Rewards Earner Plus Card vs Citi Strata Premier Card

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Citi Strata Premier Card from Citi at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureWyndham Rewards Earner Plus CardCiti Strata Premier Card
Annual fee$75$95
Sign-up bonus60,000 points60,000 points
Bonus value (est.)$600$1,020
Min spend to unlock bonus$1,000 in 3 mo$4,000 in 3 mo
IssuerBarclaysCiti
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnerswyndham-rewardsciti-ty
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • 3x on restaurants, groceries, flights, hotels & gas
  • $100 hotel savings benefit
  • Transfer to 15+ partners
  • No foreign transaction fees
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Read the full review
Citi Strata Premier Card
$95/yr · 60,000 points

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: Citi Strata Premier Card

A solid mid-tier card with 3x across multiple useful categories. The hotel savings benefit and strong transfer partners (especially for international flights) make it worth a look.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Citi Strata Premier Card?
The Citi Strata Premier Card has the bigger bonus — 60,000 points, worth roughly $1,020, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Citi Strata Premier Card?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Premier Card's — pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and Citi Strata Premier Card?
Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the Citi Strata Premier Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Citi Strata Premier Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.