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Wyndham Rewards Earner Plus Card vs Citi / AAdvantage Executive World Elite Mastercard

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Citi / AAdvantage Executive World Elite Mastercard from Citi at $595/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi / AAdvantage Executive World Elite Mastercard is the stronger pick today, the sign-up bonus is meaningfully larger ($530 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the Citi / AAdvantage Executive World Elite Mastercard first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureWyndham Rewards Earner Plus CardCiti / AAdvantage Executive World Elite Mastercard
Annual fee$75$595
Sign-up bonus45,000 points70,000 miles
Bonus value (est.)$450$980
Min spend to unlock bonus$1,000 in 3 mo$7,000 in 3 mo
IssuerBarclaysCiti
Card categoryhotelairline
Best earning category (Wyndham)6x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • Admirals Club membership
  • Free bag for 9 travelers
  • $360 in Lyft+Grubhub+Avis credits
  • Global Entry credit
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points
Read the full review
Citi / AAdvantage Executive World Elite Mastercard
$595/yr · 70,000 miles

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: Citi / AAdvantage Executive World Elite Mastercard

Pure Admirals Club access card. If you spend more than ~$850/year on lounge passes or visit AA hubs frequently, the $595 fee is a layup. The 2024 refresh added ~$360/year in Lyft/Grubhub/Avis credits that often go unclaimed, plus the free checked bag for 9 travelers is undersold for family travelers.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Citi / AAdvantage Executive World Elite Mastercard?
The Citi / AAdvantage Executive World Elite Mastercard has the bigger bonus, 70,000 miles, worth roughly $980, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Citi / AAdvantage Executive World Elite Mastercard?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi / AAdvantage Executive World Elite Mastercard's, pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and Citi / AAdvantage Executive World Elite Mastercard?
Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the Citi / AAdvantage Executive World Elite Mastercard first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Citi / AAdvantage Executive World Elite Mastercard: $7,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.