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Wyndham Rewards Earner Plus Card vs World of Hyatt Credit Card

Both are hotel travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($570 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the World of Hyatt Credit Card first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureWyndham Rewards Earner Plus CardWorld of Hyatt Credit Card
Annual fee$75$95
Sign-up bonus45,000 pointsUp to 60,000 Bonus Points
Bonus value (est.)$450$1,020
Min spend to unlock bonus$1,000 in 3 mo-
IssuerBarclaysChase
Card categoryhotelhotel
Best earning category (Wyndham)6x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
  • Free night yearly at a Category 1-4 Hyatt (anniversary)
  • Extra Category 1-4 free night after $15,000 spend in a calendar year
  • Automatic World of Hyatt Discoverist status
  • Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Editorial take: World of Hyatt Credit Card

The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

Common questions

Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or World of Hyatt Credit Card?
The World of Hyatt Credit Card has the bigger bonus, Up to 60,000 Bonus Points, worth roughly $1,020, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.
Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the World of Hyatt Credit Card?
At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Wyndham Rewards Earner Plus Card and World of Hyatt Credit Card?
Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Wyndham Rewards Earner Plus Card or the World of Hyatt Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.