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Side-by-side

Wyndham Rewards Earner Plus Card vs Southwest Rapid Rewards Performance Business

Both are well-respected travel cards. The Wyndham Rewards Earner Plus Card comes from Barclays at $75/yr; the Southwest Rapid Rewards Performance Business from Chase at $299/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($79,550 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the Southwest Rapid Rewards Performance Business first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.

FeatureWyndham Rewards Earner Plus CardSouthwest Rapid Rewards Performance Business
Annual fee$75$299
Sign-up bonus45,000 points80,000 points
Bonus value (est.)$450$80,000
Min spend to unlock bonus$1,000 in 3 mo$5,000 in 3 mo
IssuerBarclaysChase
Card categoryhoteltravel
Best earning category (Wyndham)6x1x
Transfer partnersNoneNone
Headline benefits
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
    Read the full review
    Wyndham Rewards Earner Plus Card
    $75/yr · 45,000 points
    Read the full review
    Southwest Rapid Rewards Performance Business
    $299/yr · 80,000 points

    Editorial take: Wyndham Rewards Earner Plus Card

    Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

    Editorial take: Southwest Rapid Rewards Performance Business

    Common questions

    Which card has the bigger sign-up bonus, Wyndham Rewards Earner Plus Card or Southwest Rapid Rewards Performance Business?
    The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus 45,000 points (~$450) on the Wyndham Rewards Earner Plus Card.
    Is the Wyndham Rewards Earner Plus Card's $75 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?
    At $75/yr, the Wyndham Rewards Earner Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Performance Business's, pick the one whose perks you'll actually use.
    Can I have both the Wyndham Rewards Earner Plus Card and Southwest Rapid Rewards Performance Business?
    Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Wyndham Rewards Earner Plus Card or the Southwest Rapid Rewards Performance Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Wyndham Rewards Earner Plus Card: $1,000 spend in 3 months. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.