Editorial take: The Platinum Card from Amex
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $895 fee stings, but if you use even half the credits, you come out ahead.
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Side-by-side
The Platinum Card from Amex vs Citi AAdvantage Platinum Select
Both are travel travel cards. The The Platinum Card from Amex comes from American Express at $895/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the The Platinum Card from Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($2,660 more in estimated value) than the Citi AAdvantage Platinum Select's. Get the The Platinum Card from Amex first; revisit the Citi AAdvantage Platinum Select after you've earned that bonus.
| Feature | The Platinum Card from Amex | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $895 | $99 |
| Sign-up bonus | 175,000 points | 60,000 miles |
| Bonus value (est.) | $3,500 | $840 |
| Min spend to unlock bonus | $12,000 in 6 mo | $3,500 in 4 mo |
| Issuer | American Express | Citi |
| Card category | travel | travel |
| Best earning category (Flights) | 5x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
The Platinum Card from Amex
$895/yr · 175,000 points
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, The Platinum Card from Amex or Citi AAdvantage Platinum Select?
- The The Platinum Card from Amex has the bigger bonus, 175,000 points, worth roughly $3,500, versus 60,000 miles (~$840) on the Citi AAdvantage Platinum Select.
- Is the The Platinum Card from Amex's $895 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- Premium cards like the The Platinum Card from Amex ($895/yr) earn their fee through credits, travel, dining, lounge access, statement reimbursements. If you'd actively use $895+ of those credits, the math works. The Citi AAdvantage Platinum Select at $99/yr trades some perks for a lower commitment.
- Can I have both the The Platinum Card from Amex and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the The Platinum Card from Amex or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. The Platinum Card from Amex: $12,000 spend in 6 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.