Editorial take: The Platinum Card from Amex
The granddaddy of premium cards with Centurion Lounge access, hotel elite status, and a mountain of credits. The $695 fee stings, but if you use even half the credits, you come out ahead.
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Side-by-side
The Platinum Card from Amex vs Wyndham Rewards Earner Plus Card
Both are well-respected travel cards. The The Platinum Card from Amex comes from American Express at $695/yr; the Wyndham Rewards Earner Plus Card from Barclays at $75/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the The Platinum Card from Amex is the stronger pick today — the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the Wyndham Rewards Earner Plus Card's. Get the The Platinum Card from Amex first; revisit the Wyndham Rewards Earner Plus Card after you've earned that bonus.
| Feature | The Platinum Card from Amex | Wyndham Rewards Earner Plus Card |
|---|---|---|
| Annual fee | $695 | $75 |
| Sign-up bonus | 80,000 points | 60,000 points |
| Bonus value (est.) | $1,600 | $600 |
| Min spend to unlock bonus | $8,000 in 6 mo | $1,000 in 3 mo |
| Issuer | American Express | Barclays |
| Card category | travel | hotel |
| Best earning category (Flights) | 5x | 1x |
| Transfer partners | amex-mr | wyndham-rewards |
| Headline benefits |
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Read the full review
The Platinum Card from Amex
$695/yr · 80,000 points
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 60,000 points
Editorial take: Wyndham Rewards Earner Plus Card
Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.
Common questions
- Which card has the bigger sign-up bonus, The Platinum Card from Amex or Wyndham Rewards Earner Plus Card?
- The The Platinum Card from Amex has the bigger bonus — 80,000 points, worth roughly $1,600, versus 60,000 points (~$600) on the Wyndham Rewards Earner Plus Card.
- Is the The Platinum Card from Amex's $695 annual fee worth it compared to the Wyndham Rewards Earner Plus Card?
- Premium cards like the The Platinum Card from Amex ($695/yr) earn their fee through credits — travel, dining, lounge access, statement reimbursements. If you'd actively use $695+ of those credits, the math works. The Wyndham Rewards Earner Plus Card at $75/yr trades some perks for a lower commitment.
- Can I have both the The Platinum Card from Amex and Wyndham Rewards Earner Plus Card?
- Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the The Platinum Card from Amex or the Wyndham Rewards Earner Plus Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. The Platinum Card from Amex: $8,000 spend in 6 months. Wyndham Rewards Earner Plus Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.