Marriott Bonvoy Bevy American Express Card vs Sephora Visa Credit Card
Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Sephora Visa Credit Card from Comenity at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
If you're not sure you'll use premium perks, start with the Sephora Visa Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bevy American Express Card | Sephora Visa Credit Card |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | up to 135,000 Marriott Bonvoy points | 25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase |
| Bonus value (est.) | - | $25 |
| Min spend to unlock bonus | $5,000 in 6 mo | $0 in 0 mo |
| Issuer | American Express | Comenity |
| Card category | travel | cashback |
| Best earning category (Dining) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Sephora Visa Credit Card
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Sephora Visa Credit Card?
- The Sephora Visa Credit Card has a public bonus (25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase, worth roughly $25), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Sephora Visa Credit Card?
- At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sephora Visa Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bevy American Express Card and Sephora Visa Credit Card?
- Yes, since they're from different issuers (American Express and Comenity) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bevy American Express Card or the Sephora Visa Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Sephora Visa Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
