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Marriott Bonvoy Bevy American Express Card vs Petal 2 Cash Back, No Fees Visa

Both are well-respected travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Petal 2 Cash Back, No Fees Visa, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardPetal 2 Cash Back, No Fees Visa
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy pointsNone
Bonus value (est.)-$0
Min spend to unlock bonus$5,000 in 6 mo$0 in 0 mo
IssuerAmerican ExpressPetal
Card categorytravelcredit-builder
Best earning category (Dining)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      Petal 2 Cash Back, No Fees Visa
      $0/yr · None

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: Petal 2 Cash Back, No Fees Visa

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Petal 2 Cash Back, No Fees Visa?
      The Petal 2 Cash Back, No Fees Visa has a public bonus (None, worth roughly $0), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Petal 2 Cash Back, No Fees Visa's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and Petal 2 Cash Back, No Fees Visa?
      Yes, since they're from different issuers (American Express and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the Petal 2 Cash Back, No Fees Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.