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Marriott Bonvoy Bevy American Express Card vs Norwegian Cruise Line World Mastercard

Both are travel travel cards. The Marriott Bonvoy Bevy American Express Card comes from American Express at $250/yr; the Norwegian Cruise Line World Mastercard from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Norwegian Cruise Line World Mastercard, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy Bevy American Express CardNorwegian Cruise Line World Mastercard
Annual fee$250$0
Sign-up bonusup to 135,000 Marriott Bonvoy points25,000 WorldPoints
Bonus value (est.)-$250
Min spend to unlock bonus$5,000 in 6 mo$1,000 in 3 mo
IssuerAmerican ExpressBank of America
Card categorytraveltravel
Best earning category (Dining)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bevy American Express Card
      $250/yr · up to 135,000 Marriott Bonvoy points
      Read the full review
      Norwegian Cruise Line World Mastercard
      $0/yr · 25,000 WorldPoints

      Editorial take: Marriott Bonvoy Bevy American Express Card

      Editorial take: Norwegian Cruise Line World Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bevy American Express Card or Norwegian Cruise Line World Mastercard?
      The Norwegian Cruise Line World Mastercard has a public bonus (25,000 WorldPoints, worth roughly $250), while the Marriott Bonvoy Bevy American Express Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bevy American Express Card's $250 annual fee worth it compared to the Norwegian Cruise Line World Mastercard?
      At $250/yr, the Marriott Bonvoy Bevy American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Norwegian Cruise Line World Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Marriott Bonvoy Bevy American Express Card and Norwegian Cruise Line World Mastercard?
      Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bevy American Express Card or the Norwegian Cruise Line World Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bevy American Express Card: $5,000 spend in 6 months. Norwegian Cruise Line World Mastercard: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.