Editorial take: American Express Green Card
Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.
All credit cards
Side-by-side
American Express Green Card vs Citi Strata Premier Card
Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the Citi Strata Premier Card from Citi at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the American Express Green Card is the stronger pick today, the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Citi Strata Premier Card's. Get the American Express Green Card first; revisit the Citi Strata Premier Card after you've earned that bonus.
| Feature | American Express Green Card | Citi Strata Premier Card |
|---|---|---|
| Annual fee | $150 | $95 |
| Sign-up bonus | 40,000 Membership Rewards points | Not advertised |
| Bonus value (est.) | $720 | - |
| Min spend to unlock bonus | $3,000 in 3 mo | - |
| Issuer | American Express | Citi |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | amex-mr | citi-ty |
| Headline benefits |
|
|
Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Citi Strata Premier Card
$95/yr ·
Editorial take: Citi Strata Premier Card
A strong mid-tier card with the late-2024 refresh adding 10x on CitiTravel.com and EV charging to the 3x grid. The $100 hotel benefit and 16 transfer partners (Avianca, Flying Blue, Turkish, Virgin Atlantic, Wyndham) make it competitive with Sapphire Preferred at the same $95 fee.
Common questions
- Which card has the bigger sign-up bonus, American Express Green Card or Citi Strata Premier Card?
- The American Express Green Card has a public bonus (40,000 Membership Rewards points, worth roughly $720), while the Citi Strata Premier Card doesn't advertise one right now.
- Is the American Express Green Card's $150 annual fee worth it compared to the Citi Strata Premier Card?
- At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Premier Card's, pick the one whose perks you'll actually use.
- Can I have both the American Express Green Card and Citi Strata Premier Card?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Green Card or the Citi Strata Premier Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Citi Strata Premier Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.