American Express Green Card

Earning Rates

Key Benefits

• 3x travel + dining + transit
• $189 CLEAR credit
• $100 lounge credit
• Transferable MR points

All Benefits

• Earn 3X Membership Rewards points on eligible travel: airfare booked directly with airlines, hotels, cruises, guided tours, car rentals, campgrounds, and vacation rentals (no portal-booking requirement, unlike many competitors).
• Earn 3X Membership Rewards points on eligible transit purchases worldwide: trains, taxis, rideshare (Uber, Lyft), ferries, tolls, parking, buses, and subways — a category most travel cards do not cover.
• Earn 3X Membership Rewards points on restaurants worldwide, including takeout and delivery in the U.S. (no foreign-dining exclusion, unlike Chase Sapphire Preferred's worldwide-but-no-delivery-abroad terms).
• Earn 1X Membership Rewards point on all other purchases — pair with a Blue Business Plus (2X everywhere up to $50K) to fill the non-bonus gap.
• Up to $209 in annual statement credits for CLEAR Plus membership when you pay with the Green Card (auto-renewal required; rate refreshed from $189 to $209 in Q1 2026 to match CLEAR's price increase) — fully offsets CLEAR's standalone cost.
• Up to $100 in annual statement credits for LoungeBuddy lounge purchases booked through the LoungeBuddy app/site and paid with the Green Card — covers ~1-2 day-pass lounge visits per year at non-Amex airports.
• Access to 21 Membership Rewards transfer partners: 18 airlines (Delta SkyMiles, Aeroplan, British Airways Avios, Singapore KrisFlyer, ANA Mileage Club, Aer Lingus AerClub, Iberia Plus, ITA Airways Volare, Avianca LifeMiles, Cathay Pacific Asia Miles, Emirates Skywards, EVA Infinity MileageLands, Etihad Guest, Air France/KLM Flying Blue, Hawaiian Airlines, JetBlue TrueBlue, Qantas Frequent Flyer, Virgin Atlantic Flying Club) + 3 hotels (Hilton Honors, Marriott Bonvoy, Choice Privileges).
• Most transfers are 1:1 (instant for most partners); a few exceptions: Marriott 1:1, Hilton 1:2, JetBlue 250:200 — sweet spots include Avios short-haul, Flying Blue Promo Rewards, and Virgin Atlantic Delta One redemptions.
• No foreign transaction fees on purchases made abroad (saves the typical 3% surcharge) — important since Green earns 3X on transit/dining worldwide.
• Trip Delay Insurance: reimbursement up to $300 per trip for reasonable additional expenses (meals, lodging, toiletries) when a covered trip is delayed more than 12 hours due to a covered reason (note: 12-hour threshold is longer than Chase Sapphire Preferred's 6 hours).
• Baggage Insurance Plan: covers lost, damaged, or stolen baggage up to $500 carry-on and $1,250 checked when the full fare is paid with the Green Card.
• Car Rental Loss & Damage Insurance: SECONDARY coverage in the U.S. (after your personal auto policy) — this is a notable weakness vs. Sapphire Preferred's PRIMARY CDW. Enroll in Amex Premium Car Rental Protection ($12.25-$24.95 per rental) for primary coverage if you want it.
• Purchase Protection: up to $1,000 per covered purchase, $50,000 per calendar year — covers accidental damage or theft within 90 days of purchase.
• Extended Warranty: extends the original manufacturer's warranty by up to 1 additional year on eligible items with warranties of 5 years or less.
• Global Assist Hotline: 24/7 medical, legal, financial, and travel referral assistance when traveling more than 100 miles from home (third-party costs are cardmember's responsibility).
• Pay with Points and Pay Over Time flexibility for purchases — useful for spreading large travel bookings.
• ShopRunner free 2-day shipping membership at participating retailers (enrollment required).
• American Express Experiences: presale access to concerts, sporting events, and Broadway shows.
• Not Offered: NO airport lounge access (no Priority Pass, no Centurion Lounge, no Delta Sky Club access) — Green only offers the $100 LoungeBuddy credit, which is pay-per-visit not membership.
• Not Offered: NO Global Entry / TSA PreCheck application fee credit (Amex Platinum and Gold offer this; Green does NOT).
• Not Offered: NO hotel elite status (Marriott Gold or Hilton Gold are Platinum-card benefits, not Green).
• Not Offered: NO annual airline incidental credit, NO hotel statement credit, NO Uber/Uber Eats credit, NO Saks credit — Green's only credits are CLEAR ($209) and LoungeBuddy ($100).
• Not Offered: NO primary rental car CDW (only secondary in the U.S.) — Sapphire Preferred and Venture X both offer primary; Green does not.
• Not Offered: NO authorized user fees waived disclosure (Amex Green does charge for additional Green cards on the account — confirm current pricing at application).
• Not Offered: NO bonus on streaming, gas, groceries, or office supplies — Green is a pure travel-transit-dining card.

Amex Membership Rewards points transfer to these loyalty programs:

Delta SkyMiles

airline1:1

Air France/KLM Flying Blue

airline1:1

British Airways Avios

airline1:1

Singapore KrisFlyer

airline1:1

ANA Mileage Club

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Air Canada Aeroplan

airline1:1

Emirates Skywards

airline1:1

Avianca LifeMiles

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Hilton Honors

hotel1:2

Marriott Bonvoy

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