Editorial take: American Express Green Card
Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.
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Side-by-side
American Express Green Card vs Citi Strata Card
Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the Citi Strata Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | American Express Green Card | Citi Strata Card |
|---|---|---|
| Annual fee | $150 | $0 |
| Sign-up bonus | 40,000 Membership Rewards points | 20,000 bonus points |
| Bonus value (est.) | $720 | $340 |
| Min spend to unlock bonus | $3,000 in 3 mo | - |
| Issuer | American Express | Citi |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | amex-mr | None |
| Headline benefits |
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Read the full review
American Express Green Card
$150/yr · 40,000 Membership Rewards points
Read the full review
Citi Strata Card
$0/yr · 20,000 bonus points
Editorial take: Citi Strata Card
Common questions
- Which card has the bigger sign-up bonus, American Express Green Card or Citi Strata Card?
- The American Express Green Card has the bigger bonus, 40,000 Membership Rewards points, worth roughly $720, versus 20,000 bonus points (~$340) on the Citi Strata Card.
- Is the American Express Green Card's $150 annual fee worth it compared to the Citi Strata Card?
- At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Card's, pick the one whose perks you'll actually use.
- Can I have both the American Express Green Card and Citi Strata Card?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the American Express Green Card or the Citi Strata Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Citi Strata Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.