Editorial take: American Express Green Card
Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are well-respected travel cards. The American Express Green Card comes from American Express at $150/yr; the Capital One Venture Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Capital One Venture Business is the stronger pick today, the sign-up bonus is meaningfully larger ($2,055 more in estimated value) than the American Express Green Card's. Get the Capital One Venture Business first; revisit the American Express Green Card after you've earned that bonus.
| Feature | American Express Green Card | Capital One Venture Business |
|---|---|---|
| Annual fee | $150 | $95 |
| Sign-up bonus | 40,000 Membership Rewards points | Up to 150,000 miles |
| Bonus value (est.) | $720 | $2,775 |
| Min spend to unlock bonus | $3,000 in 3 mo | $30,000 in 6 mo |
| Issuer | American Express | Capital One |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | amex-mr | capital-one |
| Headline benefits |
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Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.
Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (Aeroplan, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.