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Side-by-side

American Express Green Card vs Norwegian Cruise Line World Mastercard

Both are travel travel cards. The American Express Green Card comes from American Express at $150/yr; the Norwegian Cruise Line World Mastercard from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAmerican Express Green CardNorwegian Cruise Line World Mastercard
Annual fee$150$0
Sign-up bonus40,000 Membership Rewards points25,000 WorldPoints
Bonus value (est.)$720$250
Min spend to unlock bonus$3,000 in 3 mo$1,000 in 3 mo
IssuerAmerican ExpressBank of America
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersamex-mrNone
Headline benefits
  • 3x travel + dining + transit
  • $189 CLEAR credit
  • $100 lounge credit
  • Transferable MR points
    Read the full review
    American Express Green Card
    $150/yr · 40,000 Membership Rewards points
    Read the full review
    Norwegian Cruise Line World Mastercard
    $0/yr · 25,000 WorldPoints

    Editorial take: American Express Green Card

    Hard to justify vs. Chase Sapphire Preferred at $95 with stronger earning. The CLEAR credit is nice but only useful if your airport has CLEAR lines. Most people are better off with Sapphire or Amex Gold.

    Editorial take: Norwegian Cruise Line World Mastercard

    Common questions

    Which card has the bigger sign-up bonus, American Express Green Card or Norwegian Cruise Line World Mastercard?
    The American Express Green Card has the bigger bonus, 40,000 Membership Rewards points, worth roughly $720, versus 25,000 WorldPoints (~$250) on the Norwegian Cruise Line World Mastercard.
    Is the American Express Green Card's $150 annual fee worth it compared to the Norwegian Cruise Line World Mastercard?
    At $150/yr, the American Express Green Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Norwegian Cruise Line World Mastercard's, pick the one whose perks you'll actually use.
    Can I have both the American Express Green Card and Norwegian Cruise Line World Mastercard?
    Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the American Express Green Card or the Norwegian Cruise Line World Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. American Express Green Card: $3,000 spend in 3 months. Norwegian Cruise Line World Mastercard: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.