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Side-by-side

Delta SkyMiles Platinum Amex vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum AmexWorld of Hyatt Business Credit Card
Annual fee$350$199
Sign-up bonus90,000 miles75,000 points
Bonus value (est.)$990$1,275
Min spend to unlock bonus-$7,500 in 3 mo
IssuerAmerican ExpressChase
Card categorytravelbusiness
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points

Editorial take: Delta SkyMiles Platinum Amex

The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card has the bigger bonus, 75,000 points, worth roughly $1,275, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the World of Hyatt Business Credit Card?
At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Amex and World of Hyatt Business Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Amex or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.