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Side-by-side

Delta SkyMiles Platinum Amex vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureDelta SkyMiles Platinum AmexU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$350$195
Sign-up bonus90,000 miles75,000 Altitude points
Bonus value (est.)$990$750
Min spend to unlock bonus-$10,000 in 4 mo
IssuerAmerican ExpressU.S. Bank
Card categorytravel
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
    Read the full review
    Delta SkyMiles Platinum Amex
    $350/yr · 90,000 miles
    Read the full review
    U.S. Bank Business Altitude Power Visa Signature Card
    $195/yr · 75,000 Altitude points

    Editorial take: Delta SkyMiles Platinum Amex

    The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

    Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or U.S. Bank Business Altitude Power Visa Signature Card?
    The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus 75,000 Altitude points (~$750) on the U.S. Bank Business Altitude Power Visa Signature Card.
    Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
    At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Platinum Amex and U.S. Bank Business Altitude Power Visa Signature Card?
    Yes, since they're from different issuers (American Express and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Platinum Amex or the U.S. Bank Business Altitude Power Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.