Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
All credit cards
Side-by-side
Delta SkyMiles Platinum Amex vs Petal 2 Cash Back, No Fees Visa
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($990 more in estimated value) than the Petal 2 Cash Back, No Fees Visa's. Get the Delta SkyMiles Platinum Amex first; revisit the Petal 2 Cash Back, No Fees Visa after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Petal 2 Cash Back, No Fees Visa |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | None |
| Bonus value (est.) | $990 | $0 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | American Express | Petal |
| Card category | travel | credit-builder |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Petal 2 Cash Back, No Fees Visa
$0/yr · None
Editorial take: Petal 2 Cash Back, No Fees Visa
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Petal 2 Cash Back, No Fees Visa?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Petal 2 Cash Back, No Fees Visa?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Petal 2 Cash Back, No Fees Visa's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Petal 2 Cash Back, No Fees Visa?
- Yes, since they're from different issuers (American Express and Petal) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Petal 2 Cash Back, No Fees Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Petal 2 Cash Back, No Fees Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.