Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Citi Strata Card
Both are travel travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Citi Strata Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($650 more in estimated value) than the Citi Strata Card's. Get the Delta SkyMiles Platinum Amex first; revisit the Citi Strata Card after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Citi Strata Card |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | 20,000 bonus points |
| Bonus value (est.) | $990 | $340 |
| Min spend to unlock bonus | - | - |
| Issuer | American Express | Citi |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Citi Strata Card
$0/yr · 20,000 bonus points
Editorial take: Citi Strata Card
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Citi Strata Card?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus 20,000 bonus points (~$340) on the Citi Strata Card.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Citi Strata Card?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Citi Strata Card?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Citi Strata Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Citi Strata Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.