Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs British Airways Visa Signature
Both are travel travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the British Airways Visa Signature, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Delta SkyMiles Platinum Amex | British Airways Visa Signature |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 90,000 miles | 75,000 Bonus Avios |
| Bonus value (est.) | $990 | $1,050 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | travel | travel |
| Best earning category (Travel) | 3x | 3x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
British Airways Visa Signature
$95/yr · 75,000 Bonus Avios
Editorial take: British Airways Visa Signature
Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or British Airways Visa Signature?
- The British Airways Visa Signature has the bigger bonus, 75,000 Bonus Avios, worth roughly $1,050, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the British Airways Visa Signature?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the British Airways Visa Signature's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and British Airways Visa Signature?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the British Airways Visa Signature first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. British Airways Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.