Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs Capital One Venture Business
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the Capital One Venture Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Venture Business is the stronger pick today, the sign-up bonus is meaningfully larger ($1,785 more in estimated value) than the Delta SkyMiles Platinum Amex's. Get the Capital One Venture Business first; revisit the Delta SkyMiles Platinum Amex after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | Capital One Venture Business |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 90,000 miles | Up to 150,000 miles |
| Bonus value (est.) | $990 | $2,775 |
| Min spend to unlock bonus | - | $30,000 in 6 mo |
| Issuer | American Express | Capital One |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | capital-one |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
Capital One Venture Business
$95/yr · Up to 150,000 miles
Editorial take: Capital One Venture Business
Capital One rebranded Spark Miles for Business as Venture Business in April 2026 with a tiered up-to-150k welcome bonus. Strong catch-all 2x earner with transferable points; the Capital One transfer chart (Aeroplan, Flying Blue, Turkish, Virgin Atlantic) makes 2x meaningful.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or Capital One Venture Business?
- The Capital One Venture Business has the bigger bonus, Up to 150,000 miles, worth roughly $2,775, versus 90,000 miles (~$990) on the Delta SkyMiles Platinum Amex.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the Capital One Venture Business?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Venture Business's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and Capital One Venture Business?
- Yes, since they're from different issuers (American Express and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the Capital One Venture Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. Capital One Venture Business: $30,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.