Editorial take: Delta SkyMiles Platinum Amex
The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.
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Side-by-side
Delta SkyMiles Platinum Amex vs BECU Business Cash Back Credit Card
Both are well-respected travel cards. The Delta SkyMiles Platinum Amex comes from American Express at $350/yr; the BECU Business Cash Back Credit Card from BECU at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($990 more in estimated value) than the BECU Business Cash Back Credit Card's. Get the Delta SkyMiles Platinum Amex first; revisit the BECU Business Cash Back Credit Card after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Amex | BECU Business Cash Back Credit Card |
|---|---|---|
| Annual fee | $350 | $0 |
| Sign-up bonus | 90,000 miles | No welcome bonus |
| Bonus value (est.) | $990 | $0 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | American Express | BECU |
| Card category | travel | cashback |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles
Read the full review
BECU Business Cash Back Credit Card
$0/yr · No welcome bonus
Editorial take: BECU Business Cash Back Credit Card
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Amex or BECU Business Cash Back Credit Card?
- The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus No welcome bonus (~$0) on the BECU Business Cash Back Credit Card.
- Is the Delta SkyMiles Platinum Amex's $350 annual fee worth it compared to the BECU Business Cash Back Credit Card?
- At $350/yr, the Delta SkyMiles Platinum Amex is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the BECU Business Cash Back Credit Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Amex and BECU Business Cash Back Credit Card?
- Yes, since they're from different issuers (American Express and BECU) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Amex or the BECU Business Cash Back Credit Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Amex: no published min spend. BECU Business Cash Back Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.